Commercial Property Damage Lawyer
Offices in Marion, Carbondale, Benton, Harrisburg & Metropolis
At Lawler Lawler Injury Law, we understand the stress and financial strain that comes with major commercial property damage. When you partner with our team, an experienced commercial property damage lawyer can help you through the complicated process of insurance claims and legal battles as you fight for compensation.
Why Choose Lawler Lawler Injury Law?
We have a successful history of securing favorable outcomes for our clients. Our attorneys focus on commercial property damage cases and can provide tailored legal strategies for your unique situation. From filing the initial claim to representing you in court, we’ll make sure you understand the process and the options available to you.
Contact Our Commercial Property Damage Lawyers
Common Causes of Commercial Property Damage
Business owners may encounter damage to their property from a surprising number of sources. Natural disasters like tornadoes, floods, hurricanes, and earthquakes often grab the headlines, but other factors can come into play, too.
Commercial properties sometimes suffer from criminal activities like vandalism and theft, especially in areas with high crime rates. Besides causing damage to the building, companies also face substantial monetary losses and disruptions to their operations.
Fire and water can both prove devastating to buildings, equipment, and inventory. Smoke damage, plumbing failures, and burst pipes often lead to costly repairs and replacements.
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How a Commercial Property Damage Lawyer Can Help
We offer a wide range of services to help business owners deal with property damage to their commercial buildings. Our job begins long before we set foot into a courtroom, and supporting you in these key ways:
- Insurance Claim Assistance: A property damage attorney from our firm helps you with the paperwork to file the initial claim and ensures everything is complete and correct
- Damage Assessment: Our team works with experts to accurately evaluate the extent of the damage and the cost of repairs
- Negotiation: We communicate directly with insurers on your behalf to reach a fair settlement — and save you the headache of doing it yourself
- Legal Representation: Should your claim be undervalued or denied for any reason, we’re prepared to challenge the insurance company in court
The claims process can be confusing, but we’ll walk you through every step and answer any questions you may have.
Understanding Insurance Policies and Coverage
Insurance policies can be difficult to understand, especially when it comes to commercial properties. Even so, it’s important to know your policy’s coverage limits, exclusions, and the specific types of damages that it covers. Our team can help you interpret the details of your policy so that you’re fully aware of your rights and the compensation you’re entitled to.
Even when a business owner fully understands their contract, they can face challenges if the time comes for them to make a claim. Most notably, insurance companies may try to underpay or outright deny a claim altogether, regardless of what they’re covering. That’s why you need an experienced attorney on your side.
Insurers may argue against the extent of the damage or what it’ll cost to repair your property. They also like to use stall tactics to prolong the claims process, which can cause additional stress and financial strain for the claimant. This tends to wear people down to the point where they accept any offer just to be done with it.
We know all the tricks insurance companies like to use and can fight to make sure you receive the compensation you need to get your business back on track.
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The Importance of Timely Action
Time is of the essence when dealing with commercial property damage. Delaying the claims process can cause further complications, which can result in the deterioration of evidence and higher financial losses.
Contacting a commercial property damage lawyer from Lawler Lawler Injury Law immediately ensures your claim is handled effectively and efficiently, increasing the chances of a favorable outcome for your case.
Contact Lawler Lawler Injury Law Today
Don’t let damage to your commercial property disrupt your business operations. Our commercial property damage lawyers can provide the support and legal guidance you need to navigate the insurance claims process and secure the compensation you deserve.
Trust the experienced attorneys at Lawler Lawler Injury Law to handle your case with dedication and skill. Get in touch with us today to schedule a free consultation.
Your first priority is making sure everyone is safe. Regardless of what caused the damage, everyone should be moved to a safe location. If there’s any risk of electrical hazards, fire, or structural collapse, don’t try to enter the building until professionals have declared it safe.
Once you can safely go inside, document the damage. Take clear photos of all affected items and areas. Visual evidence is key to a successful insurance claim, and the more details you have, the better.
If it’s possible and won’t create unsafe conditions, you may want to make temporary repairs to prevent further damage. This could involve covering broken windows, securing loose doors, or placing a tarp over holes in the roof. Keep any receipts related to the repairs, as you may be able to be reimbursed through your insurance policy.
Finally, contact our business property damage lawyers to guide you through the claims process. We’ll communicate with the insurers for you to reach a settlement that covers your damages.
The answer to this question depends on your specific policy. Somewhere in the contract, you’ll find the information on how long you have to file a claim after your property suffers damage. The time limit depends on several factors, such as:
- Company policies
- Jurisdiction
- Type of damage
- Cause of damage
Many policies give you up to a year to file. However, time frames vary and could extend to multiple years. Your insurance claim lawyer will read the fine print to make sure you fully understand your policy’s rules. If you miss the deadline, your insurer won’t pay.
Even if your claim is denied, you always have the right to appeal the decision. The appeals process can be just as complicated as dealing with the initial claim, so having an attorney to represent you becomes ever more important.
When you work with Lawler Lawler Injury Law, your lawyer can look over the rejection notice and determine whether the requirements were followed properly. A denied claim can stem from any number of reasons, some of which may be unfounded. Your attorney can file a lawsuit, if necessary, to fight for your right to compensation.