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Get What You Need from Your Workers’ Comp Insurance

Worker injury and illness rates in the United States vary from year to year, though total injuries and illnesses often fall between 2.6 and 2.8 million annually. Regardless of what the rate is in a given year, there is no arguing that the workplace can be dangerous. 

You’ll expect to be compensated if you’re unfortunate enough to find yourself among this number. However, it’s not always that easy, and the claims process for workers’ compensation insurance can be tricky. And that’s assuming your employer has invested in insurance in the first place.

If you’re struggling to be compensated for the pain, suffering, and expense of an injury or illness, it might be time to reach out to workers’ comp lawyers. The team at Lawler Lawler Injury Law is perfect for the job.

The Purpose of Workers’ Compensation Law

Workers’ compensation laws differ according to state, but the overarching goal of every law is to cover the expenses of employees who are injured while performing work-related duties. Generally, employees can expect to receive coverage for the following expenses:

• Lost wages
• Retraining and rehabilitation costs
• Medical expenses
• Disability payments

While the insurance is financed by the employer, the system is administered by the state. Having workers’ compensation insurance coverage usually limits the need for work-related personal injury lawsuits. When it operates smoothly, this system protects both employees and employers.

Unfortunately, employers don’t always keep up with their end of the bargain. If you find yourself in this situation, call the workers’ comp lawyers at Lawler Lawler Injury Law.

Workers’ compensation law is designed to protect employees in instances when employers aren’t meeting their legal obligations. Our dedicated team knows how to get you the payment you deserve.

Workers’ Compensation Laws in Illinois

Like most states, Illinois requires employers to fund workers’ compensation insurance for almost every localized employee who becomes ill or injured. While certain types of employers can request an exemption, around 91% of employees in Illinois receive coverage. The types of employers that can seek exemption include:

• Members of limited liability companies
• Corporate officers
• Business partners
• Sole proprietors

Any employer who is found to have willfully refused to obtain insurance can be liable for a fine of up to $500 for every day of noncompliance or a minimum fine of $10,000. To date, Illinois has received $7 million in these types of fines.

Reasons a Claim may be Denied

Ideally, your workers’ compensation claim goes through without a hitch. However, there are some valid reasons why your claim may be denied. If your claim is denied, let us know. And watch out for these common causes of claim denials:

• The injury did not occur at work
• You waited too long to file a claim
• Your employer claims you were at fault for the incident
• You have a pre-existing condition

If you believe your claim has been unfairly denied, call our workers’ compensation lawyers. We can give the situation a third-party overview to determine whether legal action is necessary.

What to do if Your Employer Refuses to Pay

As you now know, your employer is usually obligated to cover any work-related injuries and illnesses. If your claim has been denied or your employer is refusing to pay, give us a call. We can help you start the process of taking your claim to the Illinois Workers’ Compensation Commission.

Hopefully, your situation will be resolved quickly and without issue. However, if legal action is necessary, our workers’ comp lawyers can help. Either way, it’s much easier to move forward with workers’ compensation attorneys on your side.

Call Lawler Lawler Injury Law

If you have been injured in an accident at work or suffer an illness arising from your employment, call the workers’ compensation lawyers at Lawler & Lawler. We work hard at helping victims recover fair compensation for workplace injuries. We represent union or organized labor employees or other employees in Illinois. In Illinois, workers injured on the job are eligible for three benefits.

You should receive reasonable and necessary medical expenses for the injury or illness that arose from your employment for your lifetime.
Call the Workers’ Compensation attorneys at the Law Firm of Lawler & Lawler at 618.889.4981 today for your free consultation or fill out our Contact Form.

FAQs Regarding Workers’ Compensation

Our workers’ comp lawyers are here to lighten your load. We aim to ensure that none of your workers’ compensation questions goes answered. Here are a few of the questions we are commonly asked by clients in your shoes: